savings or CD-which is right for you?

Whether you want the liquidity of a savings account or the rate benefit of CDs, you can be confident that with Access you're getting some of the best rates available, with no promotions or teasers.

*Annual percentage yield (APY) and interest rates are accurate as of 4/12/2019. Online Savings: Rates subject to change without notice. 0.25% APY for balances of $0.01-$4,999.99;  2.35% APY for balances of $5,000.00 or more.  Online CD:  $5,000 minimum balance to obtain APY.  Penalty for early withdrawal. APY assumes interest remains on deposit until maturity date.