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tools
our rates

savings calculator

If you invest

and add

every

month
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your interest in 5 yrs:

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CD rate comparison

if you invest

in a

5yr

CD, you'll earn:

Open [term] CD

you'll earn:

Bank APY* Annual Interest Earnings
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APY assumes interest remains on deposit until maturity date.

CD ladder calculator

if you invest

for a

5yr

CD ladder

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potential interest earned after [term] years:

CD ladder

1yr CD (Renewed Annually)

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The above calculations are based on your initial investment amount and today’s rates.  Rates of future CD rollovers will reflect current market conditions at that time.

how to build a CD ladder

3

steps to build a CD ladder

  1. Divide your total investment across multiple CDs with different maturity terms.
  2. At maturity of each CD, reinvest earnings into the longest-term CD within your ladder.
  3. After the 1st rollover, CDs will automatically renew for the same term at maturity.

5 year CD ladder: a simple example

total investment = $25,000



need funds?
In this example, you could withdraw $5,000 plus interest earned annually as your CDs mature.